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Entire contents Copyright © 1999 Business Insurance

Spotlight Report December 4, 1995
Risk Management Systems & Strategies

A Guide for Those Still Afraid of 'Spiders'

by Joanne Wojcik

For many risk managers, venturing onto the ``information superhighway'' for the first time will be a little like traveling to an English-speaking foreign country.

While it may appear that everyone is speaking their native tongue, not all of the words will have the same meaning. Those who, for instance, think of Archie and Veronica as two characters out of comic books will have to get accustomed to using the two as names for computerized search programs.

The following glossary is designed to help risk managers improve their online communications skills:

America Online. One of the leading online services. It provides users a gateway to the Internet and World Wide Web for a monthly fee. Other popular online services are CompuServe and Prodigy, both of which offer similar services.

Archie. A program for searching for files and directories on the Internet and the Web.

ASCII files. An American Standard Code for Information Interchange, or ASCII, file is a plain text file that can be read by almost any computer program.

Client-server software. Software system in which users, or clients, use their personal computers to access information on host computers, or servers, usually located offsite. Most of the Internet services, such as electronic mail and the World Wide Web, use the client-server model.

Domain name. The name used to identify the host computer on the Internet that has the content you want to access. Domain names are usually shown in lowercase letters. For example, ``www.risknet.com'' is the domain name for an online risk management mailing list maintained at the University of Texas in Austin.

Download. To copy a file from a remote computer to your PC. E-mail. Short for ``electronic mail.''

Encryption. Scrambling a message to make it difficult for other people to read unless they have a key for decoding it. Many types of encryption are used on the Internet for security purposes.

FAQs (Frequently Asked Questions). A file that contains answers to questions often asked by Internet and Web users.

FTP (File Transfer Protocol): The Internet program for transferring files between computers.

Gopher. A server that acts as a table of contents for the Web. After you select an element from the Gopher list by using a mouse, you can open another menu (and another and another) until you pick a file and are transferred to the site on which it is stored.

Home page. What initially appears on the screen upon entering a World Wide Web site. They can function as tables of contents that contain links to other sites.

HTML (Hypertext Markup Language). The programming language used to communicate on the Web. HTML documents are text files with additional commands embedded in them that enable users to open several documents at once.

http (Hypertext Transport Protocol). The command used for connecting to hypertext documents on the World Wide Web. It is always typed lowercase at the beginning of a URL (see Uniform Resource Locater below) followed by a colon and two forward slashes.

Hypertext. A computer language used to create documents that contain links to other documents. When reading a hypertext document, such as a Web page, you can quickly jump to related documents by clicking your mouse on underlined or boldface words in the text.

Internet. A network of thousands of computers around the world that use a mutually agreed-upon method for communicating with one another. The Internet started about 25 years ago as an experiment in how to design a computer network that could grow easily with very little centralized control. While the U.S. government financed its development, no one owns the Internet.

LISTSERV. A program used on some Internet computers for handling mailing lists.

Mailing list. A system of duplicating one message and sending it to many people at the same time via electronic mail.

Online. The status of your PC when connected to another computer on the Internet or the Web via a modem and telephone line hook-up.

Search engine. A program to search Web sites based on key words. Popular versions include Yahoo, Lycos and Webcrawler.

Spiders. Programs that roam the World Wide Web collecting information to build indices.

URLs (Uniform Resource Locators). The World Wide Web addressing method. URLs consist of three parts: the type of Internet service used; the name of the computer on which the information or service resides; and the specific request. For example, in the address ``http://www.phantom.com/zasny/,'' "http:'' is the Internet service used, ``www.phantom.com'' is the name of the computer on the Web being contacted, and "zasny/'' is the request. (This is the URL for Zurich-American Insurance Co.)

UNIX. An operating system like Microsoft Corp.'s DOS or Windows that is used by servers and hosts on the Internet. While today almost any computer can be an Internet host, early Internet systems ran primarily UNIX programs.

Upload. To send a file to a remote computer.

Veronica. A program for searching for files listed on Gopher servers.

Web browser. Computer software, such as Netscape, Netcruiser and Mosaic, used to navigate the Web.

Web servers. Computers that store information on the Web.

World Wide Web. An Internet service that enables users to retrieve hypertext and graphics files from various computer sites linked via telephone line. Because of its user-friendly graphical interface, the Web has become one of the most popular Internet services. Many Internet information providers now publish only on the Web.