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Valley Oak Systems Inc.

3189 Danville Blvd., Suite 255, Alamo, Calif. 94507; 925-552-1650; fax: 925- 552-1656

Risk management systems since: 1995.

Software products:

VOS Portal.

Price: $125,000.

System requirements: IBM-compatible PC system; operates in Windows. Mainframe, Client Server.

Customization optional.

First installation: 1995.

Total installations: 15; five in corporate risk management departments.

Claims/coverages managed: General liability, property, workers comp.

Features: Comprehensive claims administration system including workers' compensation, general liability, and property claims, multi-state workers' compensation with state specific forms, letters and reports. Feature list applies to all types of claims. Document imaging, diary, notepad, payment processing, laser checks, reserve tracking, litigation, integrated electronic law library, medical management, incident reporting and correspondence generating and tracking. Certificate issuance/tracking, policy tracking, vendor tracking that includes 1099, OSHA, and other state and federal reporting. Risk analysis, safety and loss control use a comprehensive integrated report generation module.

User support: User groups/meetings, onsite training, telephone assistance.

Staff: Six total, five professionals.

Clients: 12 total. Sold systems to 10 clients in 1997.

1997 revenues: 5% from hardware sales, 75% from software sales, 20% from software services.

Officers: Randy Wheeler, president; David Turner, vp-development.